Your limit will be displayed to you within the Chime mobile app. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors.
Members FDIC.ġ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. *Chime is a financial technology company, not a bank.
